75% are defensive assets including a house totaling 20 million yuan, and only 600,000 yuan is invested in offensive assets, accounting for 2%, which obviously cannot bring high income enough to cover expenses. profit. My suggestion is that if your personality can't bear too much risk, you can increase your offensive assets to at least 47% and your defense to 47%;
as for cash and survival assets, even if the monthly phone database expenditure is as high as 300,000, it is expected that It is enough to keep 1.8 million guarantee funds for half a year, which can be reduced to 7%. In the case that the real estate cannot be realized, he only needs to use the US dollar insurance policy that he had saved for the child to invest and immediately increase his offensive assets by 2 million. Now that he already knows how to choose stocks, he will naturally be one step closer to his dream!
For the financial anxiety of high-income groups, it is recommended to first understand all expenditure items and list the bottom line of each expenditure; examine the flow of each expenditure, make good use of opportunity costs; and finally readjust asset allocation, in order to slowly move towards the desired ideal life. image Photo Credit: VI College School of Value Investing The content of this article is provided by "VI College Value Investment Institute", and has been edited, planned and reviewed by Key Review Network Media Group.